Insuring a Bright Future

MORTGAGE PROTECTION

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death.  It allows your mortgage to be paid off  so your loved ones can keep the house. This is a term policy. 

FINAL EXPENSE

Final expense is a Whole Life Policy- meaning you have it for life. Whole life policies can cover your burial or cremation expenses, debt, and medical bills. 

INDEXED UNIVERSAL LIFE

An IUL is a permanent policy. It can supplement your income during your retirement while also providing a death benefit.

ANNUITIES

Annuities allow you enjoy the market gains, without risking the market crashes. 

Home Ownership

· Do you have mortgage life insurance that may help pay your mortgage and other expenses upon your death?

· What would happen if you are suddenly unemployed, become disabled, or are diagnosed with a qualifying critical, chronic, or terminal illness?

Caring for your family:

· What if one of the major breadwinners in the household was to die?

· Would the family be forced to move?

· How would you pay for the mortgage and everyday expenses? 

 Heading into retirement:  

· Are you worried about outliving your savings when you retire?

· Who will pay for your debt and  end of life expenses?

· How do you want your money to grow after you retire? 

• Permanent coverage
• Death benefit remains level
• Builds cash value
• Death benefit is paid out tax-free
• Avoids probate/court
• Living benefits
• Death benefits doubles in the case of an accidental death